Best Places to Buy a House in Pa

A family home is one of the key elements for many Americans, providing a long-term solution to their housing and a existent estate investment for their portfolio. However, in many places in America, housing prices take started to rocket so high that homeownership has get the sort of dream that'due south only imaginable for the rich. When the median abode value in your area is $1 million or more, a xx% down payment lonely comes to $200,000.

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That's why GOBankingRates has compiled a listing of the best options for people who are ready to look beyond the browbeaten path for a identify where houses are affordable and life is expert. The study compiled the median home value from cities beyond the country, limiting itself to just those where prices are under a quarter-million dollars. Information technology and then added on factors like offense rates, unemployment and overall livability, scoring each and combining them to rank each city.

Then, run across if your home boondocks is one of the places where yous can await to be able to purchase a dwelling house for a price that's not outrageous.

Last updated: March four, 2021

50. Brownsville, Texas

2020 average home value: $104,518
Livability score: 76
Median household income: $36,499
Unemployment charge per unit: 11%
Percentage of people below the poverty line: 31%
Violent crime rate per 1,000 residents: 4.03
Belongings crime rate per 1,000 residents: 27.71
Annual cost of living (excluding housing): $17,190.96

49. Dallas

2020 boilerplate domicile value: $237,212
Livability score: 74
Median household income: $50,100
Unemployment rate: 7.5%
Percentage of people below the poverty line: twenty.5%
Violent offense rate per 1,000 residents: 7.76
Property crime rate per ane,000 residents: 33.57
Annual cost of living (excluding housing): $20,057.76

48. Lafayette, Louisiana

2020 average dwelling value: $178,852
Livability score: 72
Median household income: $50,182
Unemployment rate: ix.i%
Percentage of people below the poverty line: 19.4%
Violent law-breaking charge per unit per i,000 residents: 5.49
Holding crime charge per unit per 1,000 residents: 47.97
Annual cost of living (excluding housing): $eighteen,511.twenty

47. Winston-Salem, North Carolina

2020 average dwelling value: $159,143
Livability score: 67
Median household income: $44,311
Unemployment charge per unit: 8.ix%
Percentage of people beneath the poverty line: 21.7%
Violent crime charge per unit per i,000 residents: 5.86
Property criminal offense rate per ane,000 residents: 32.87
Annual price of living (excluding housing): $17,927.39

46. Laredo, Texas

2020 boilerplate domicile value: $160,733
Livability score: 72
Median household income: $43,351
Unemployment charge per unit: 9.one%
Percentage of people below the poverty line: 29.i%
Vehement crime charge per unit per 1,000 residents: 3.43
Belongings crime charge per unit per 1,000 residents: 24.48
Annual cost of living (excluding housing): $18,374.twenty

45. Greensboro, N Carolina

2020 average home value: $171,514
Livability score: 68
Median household income: $46,702
Unemployment rate: 10.iii%
Percentage of people beneath the poverty line: eighteen.5%
Violent crime charge per unit per 1,000 residents: vi.41
Property crime charge per unit per 1,000 residents: 33.67
Almanac cost of living (excluding housing): $18,344.96

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44. Savannah, Georgia

2020 average abode value: $184,775
Livability score: 65
Median household income: $41,093
Unemployment rate: 8.4%
Percentage of people beneath the poverty line: 22.nine%
Violent crime charge per unit per 1,000 residents: 3.99
Property crime rate per 1,000 residents: 23.98
Almanac price of living (excluding housing): $18,298.22

43. Lubbock, Texas

2020 boilerplate domicile value: $151,148
Livability score: 74
Median household income: $48,701
Unemployment charge per unit: 6.4%
Per centum of people below the poverty line: 20.2%
Vehement crime charge per unit per 1,000 residents: x.07
Belongings crime rate per 1,000 residents: 47.04
Annual cost of living (excluding housing): $17,570.81

42. Saint Petersburg, Florida

2020 average home value: $241,690
Livability score: 68
Median household income: $53,816
Unemployment rate: 10.ane%
Percentage of people below the poverty line: fourteen.9%
Fierce crime rate per ane,000 residents: 6.27
Property crime charge per unit per ane,000 residents: 33.26
Annual price of living (excluding housing): $19,833.35

41. Norfolk, Virginia

2020 average dwelling house value: $209,324
Livability score: 69
Median household income: $49,146
Unemployment rate: 9.three%
Percentage of people below the poverty line: 19.7%
Tearing crime charge per unit per 1,000 residents: 4.81
Holding crime rate per one,000 residents: 36.46
Annual cost of living (excluding housing): $18,710.44

xl. Roanoke, Virginia

2020 average domicile value: $173,723
Livability score: 74
Median household income: $43,028
Unemployment rate: 7.7%
Percentage of people below the poverty line: xx.5%
Vehement crime rate per ane,000 residents: 4.27
Belongings criminal offence rate per 1,000 residents: 44.46
Annual cost of living (excluding housing): $18,365.46

39. Pensacola, Florida

2020 boilerplate home value: $161,460
Livability score: 70
Median household income: $48,686
Unemployment rate: viii.five%
Percentage of people below the poverty line: 17.8%
Violent law-breaking charge per unit per 1,000 residents: 5.50
Property criminal offence rate per 1,000 residents: 39.29
Annual price of living (excluding housing): $18,802.71

38. Jacksonville, Florida

2020 average abode value: $204,596
Livability score: 67
Median household income: $52,576
Unemployment rate: 8.three%
Percentage of people below the poverty line: xv.ix%
Fierce law-breaking charge per unit per ane,000 residents: v.99
Property offense rate per 1,000 residents: 33.93
Almanac toll of living (excluding housing): $19,462.75

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37. Oklahoma Urban center

2020 boilerplate home value: $145,922
Livability score: 77
Median household income: $54,034
Unemployment rate: 7.ane%
Percentage of people below the poverty line: 16.eight%
Fierce crime rate per i,000 residents: 8.75
Property crime rate per 1,000 residents: 40.81
Annual price of living (excluding housing): $19,737.96

36. Saint Paul, Minnesota

2020 boilerplate home value: $242,768
Livability score: 69
Median household income: $55,085
Unemployment charge per unit: 8.ii%
Percentage of people below the poverty line: 19.ix%
Violent crime charge per unit per one,000 residents: half-dozen.62
Property crime rate per 1,000 residents: 35.01
Almanac toll of living (excluding housing): $18,805.72

35. Edinburg, Texas

2020 average home value: $136,705
Livability score: 79
Median household income: $46,862
Unemployment charge per unit: 12.5%
Percentage of people below the poverty line: 25.9%
Violent crime rate per 1,000 residents: iii.10
Property criminal offence rate per ane,000 residents: 33.39
Annual price of living (excluding housing): $17,507.63

34. Grand Rapids, Michigan

2020 average dwelling value: $182,939
Livability score: 67
Median household income: $47,173
Unemployment rate: 8.4%
Percentage of people below the poverty line: 21.two%
Trigger-happy criminal offence rate per 1,000 residents: 6.60
Belongings crime rate per 1,000 residents: xix.42
Almanac cost of living (excluding housing): $18,097.21

33. San Antonio

2020 boilerplate home value: $190,049
Livability score: 77
Median household income: $fifty,980
Unemployment rate: 7.ix%
Percentage of people below the poverty line: 18.6%
Violent crime charge per unit per one,000 residents: 6.33
Property crime rate per one,000 residents: xl.35
Almanac toll of living (excluding housing): $eighteen,465.99

32. Columbus, Georgia

2020 average domicile value: $108,501
Livability score: 76
Median household income: $45,389
Unemployment rate: half dozen.8%
Percent of people beneath the poverty line: 21.i%
Tearing crime rate per 1,000 residents: five.27
Property offense rate per ane,000 residents: 38.51
Annual toll of living (excluding housing): $17,901.11

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31. Corpus Christi, Texas

2020 average home value: $161,782
Livability score: 74
Median household income: $55,709
Unemployment rate: 10%
Per centum of people below the poverty line: 15.8%
Vehement criminal offence rate per 1,000 residents: eight.17
Property offense charge per unit per one,000 residents: 37.15
Annual price of living (excluding housing): $18,096.13

xxx. Clarksville, Tennessee

2020 average home value: $185,361
Livability score: 66
Median household income: $53,007
Unemployment rate: 9.two%
Percentage of people below the poverty line: 14.vii%
Violent crime rate per 1,000 residents: 6.66
Property crime charge per unit per 1,000 residents: 29.fourteen
Annual price of living (excluding housing): $18,239.52

29. Newport News, Virginia

2020 average home value: $196,277
Livability score: 73
Median household income: $51,884
Unemployment charge per unit: 9.3%
Pct of people below the poverty line: fifteen.5%
Violent law-breaking charge per unit per ane,000 residents: five.31
Property law-breaking rate per 1,000 residents: 29.twenty
Almanac cost of living (excluding housing): $19,278.63

28. Lakeland, Florida

2020 boilerplate home value: $183,852
Livability score: 81
Median household income: $44,313
Unemployment rate: 13.2%
Percentage of people below the poverty line: 17%
Vehement offense rate per 1,000 residents: 3.28
Belongings crime rate per 1,000 residents: 30.96
Almanac cost of living (excluding housing): $18,458.84

27. Columbus, Ohio

2020 average home value: $184,720
Livability score: 76
Median household income: $51,612
Unemployment rate: 6.eight%
Percentage of people beneath the poverty line: 20.4%
Trigger-happy law-breaking charge per unit per 1,000 residents: four.98
Belongings crime charge per unit per one,000 residents: 35.91
Annual cost of living (excluding housing): $eighteen,241.35

26. Lawrenceville, Georgia

2020 average home value: $241,478
Livability score: 72
Median household income: $47,169
Unemployment charge per unit: 8.five%
Percentage of people below the poverty line: 21.v%
Violent crime rate per 1,000 residents: 2.01
Property crime rate per ane,000 residents: 18.76
Almanac cost of living (excluding housing): $eighteen,824.48

25. Louisville, Kentucky

2020 average home value: $185,625
Livability score: 74
Median household income: $51,307
Unemployment rate: 6.4%
Percentage of people below the poverty line: sixteen.half dozen%
Violent criminal offence rate per 1,000 residents: 5.56
Belongings crime rate per 1,000 residents: 36.82
Annual cost of living (excluding housing): $18,478.91

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24. Odessa, Texas

2020 average home value: $181,934
Livability score: 67
Median household income: $63,145
Unemployment rate: 12.six%
Percent of people below the poverty line: 10.vii%
Violent crime rate per 1,000 residents: 9.xvi
Belongings crime rate per one,000 residents: 25.35
Annual cost of living (excluding housing): $18,276.75

23. Pasadena, Texas

2020 average home value: $165,480
Livability score: 78
Median household income: $53,331
Unemployment rate: ix.4%
Per centum of people beneath the poverty line: 17.7%
Tearing crime rate per 1,000 residents: 4.46
Belongings crime rate per 1,000 residents: 23.48
Almanac cost of living (excluding housing): $19,703.33

22. Huntsville, Alabama

2020 average home value: $185,623
Livability score: 76
Median household income: $53,840
Unemployment charge per unit: 6.iii%
Percentage of people below the poverty line: 17.7%
Vehement crime rate per 1,000 residents: 7.88
Belongings crime rate per 1,000 residents: 33.27
Annual cost of living (excluding housing): $eighteen,303.84

21. Greenville, South Carolina

2020 average domicile value: $210,041
Livability score: 74
Median household income: $53,571
Unemployment charge per unit: seven.9%
Per centum of people below the poverty line: thirteen.9%
Tearing criminal offense rate per 1,000 residents: v.54
Property law-breaking charge per unit per 1,000 residents: 43.16
Annual cost of living (excluding housing): $18,066.88

xx. Omaha, Nebraska

2020 average home value: $198,682
Livability score: 76
Median household income: $56,780
Unemployment rate: 5.nine%
Percentage of people beneath the poverty line: xiv.iii%
Vehement criminal offense rate per 1,000 residents: 5.61
Property criminal offence rate per ane,000 residents: 34.84
Annual cost of living (excluding housing): $xix,798.90

nineteen. Tyler, Texas

2020 average habitation value: $162,795
Livability score: 75
Median household income: $49,254
Unemployment charge per unit: 7.2%
Percentage of people below the poverty line: 19.4%
Violent law-breaking rate per 1,000 residents: iii.94
Property criminal offense rate per 1,000 residents: 30.31
Annual cost of living (excluding housing): $17,864.46

18. Fort Worth, Texas

2020 average home value: $212,221
Livability score: 80
Median household income: $59,255
Unemployment rate: seven.five%
Percentage of people below the poverty line: xvi%
Trigger-happy law-breaking rate per ane,000 residents: 5.01
Holding crime rate per 1,000 residents: 28.56
Annual cost of living (excluding housing): $xx,115.28

17. Arlington, Texas

2020 average dwelling value: $220,338
Livability score: 83
Median household income: $58,502
Unemployment charge per unit: vii.5%
Percentage of people beneath the poverty line: 15.7%
Violent crime rate per 1,000 residents: four.50
Holding crime rate per ane,000 residents: 29.95
Almanac toll of living (excluding housing): $xx,152.55

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16. Amarillo, Texas

2020 boilerplate home value: $138,807
Livability score: 81
Median household income: $52,543
Unemployment rate: 5.i%
Percent of people below the poverty line: 15.one%
Violent crime rate per 1,000 residents: 8.11
Property crime charge per unit per one,000 residents: 42.27
Almanac cost of living (excluding housing): $17,623.13

xv. El Paso, Texas

2020 average home value: $141,495
Livability score: 77
Median household income: $45,656
Unemployment charge per unit: 8.7%
Percentage of people beneath the poverty line: 20%
Violent criminal offense rate per i,000 residents: three.79
Property crime rate per i,000 residents: 15.70
Annual cost of living (excluding housing): $17,828.29

14. Des Moines, Iowa

2020 average abode value: $150,577
Livability score: 78
Median household income: $52,251
Unemployment rate: 6.nine%
Percent of people beneath the poverty line: 17.2%
Violent criminal offence rate per 1,000 residents: 4.88
Belongings criminal offence charge per unit per 1,000 residents: 29.33
Almanac toll of living (excluding housing): $18,211.42

13. Garland, Texas

2020 average home value: $212,002
Livability score: 79
Median household income: $58,999
Unemployment rate: 7.5%
Percentage of people below the poverty line: 14.two%
Violent crime rate per 1,000 residents: 2.72
Property criminal offense rate per 1,000 residents: 26.75
Annual price of living (excluding housing): $20,098.55

12. Lexington, Kentucky

2020 boilerplate home value: $210,407
Livability score: 75
Median household income: $54,918
Unemployment rate: 5.5%
Percent of people beneath the poverty line: 17.8%
Violent crime rate per 1,000 residents: iii.09
Property criminal offence rate per one,000 residents: 33.85
Almanac cost of living (excluding housing): $17,771.45

11. Lincoln, Nebraska

2020 average home value: $202,347
Livability score: 80
Median household income: $55,224
Unemployment rate: 5%
Per centum of people below the poverty line: 14.ii%
Violent crime rate per 1,000 residents: iii.71
Holding crime rate per one,000 residents: 29.48
Annual cost of living (excluding housing): $18,962.01

ten. Fort Wayne, Indiana

2020 average home value: $149,870
Livability score: 80
Median household income: $48,023
Unemployment rate: 8.2%
Percentage of people below the poverty line: 17.3%
Fierce crime rate per 1,000 residents: 3.83
Belongings law-breaking rate per ane,000 residents: 26.26
Annual cost of living (excluding housing): $sixteen,598.33

ix. Killeen, Texas

2020 average dwelling house value: $138,179
Livability score: 77
Median household income: $50,418
Unemployment rate: seven.1%
Percentage of people beneath the poverty line: 13.8%
Violent law-breaking rate per 1,000 residents: iii.89
Property criminal offense rate per ane,000 residents: 22.80
Annual cost of living (excluding housing): $17,783.86

8. Sioux Falls, South Dakota

2020 boilerplate domicile value: $227,536
Livability score: 72
Median household income: $59,017
Unemployment charge per unit: v.5%
Percentage of people beneath the poverty line: 11.3%
Violent crime rate per 1,000 residents: four.33
Property crime rate per 1,000 residents: 29.07
Annual cost of living (excluding housing): $17,478.32

7. Irving, Texas

2020 average domicile value: $243,162
Livability score: 85
Median household income: $61,937
Unemployment rate: 7.5%
Percent of people below the poverty line: xiii.5%
Violent crime rate per 1,000 residents: 2.14
Property criminal offence rate per 1,000 residents: 25.02
Almanac cost of living (excluding housing): $19,760.57

6. Conroe, Texas

2020 average dwelling value: $234,334
Livability score: 89
Median household income: $57,214
Unemployment rate: 9.iv%
Percentage of people below the poverty line: 12.8%
Trigger-happy criminal offense rate per i,000 residents: two.80
Property crime rate per 1,000 residents: 26.02
Annual price of living (excluding housing): $18,623.seventy

five. Grand Prairie, Texas

2020 average habitation value: $223,551
Livability score: 83
Median household income: $65,249
Unemployment charge per unit: 7.5%
Per centum of people below the poverty line: 12.1%
Vehement crime rate per 1,000 residents: 2.55
Property crime charge per unit per 1,000 residents: 20.07
Annual toll of living (excluding housing): $20,050.25

4. Port St. Lucie, Florida

2020 average habitation value: $242,908
Livability score: 81
Median household income: $57,113
Unemployment rate: 10.ii%
Percentage of people below the poverty line: ten.i%
Violent crime rate per 1,000 residents: one.12
Holding criminal offense rate per ane,000 residents: nine.48
Annual toll of living (excluding housing): $xix,720.41

3. Bound, Texas

2020 boilerplate home value: $223,373
Livability score: 83
Median household income: $68,980
Unemployment rate: ix.4%
Percentage of people below the poverty line: xiii%
Vehement crime rate per 1,000 residents: 1.76
Property offense rate per 1,000 residents: 13.xiv
Annual toll of living (excluding housing): $20,182.96

2. Aurora, Illinois

2020 average home value: $198,118
Livability score: 77
Median household income: $69,730
Unemployment charge per unit: 12%
Percentage of people below the poverty line: 12.six%
Violent crime rate per 1,000 residents: 2.70
Property crime charge per unit per ane,000 residents: 11.59
Annual cost of living (excluding housing): $18,456.94

1. Edmond, Oklahoma

2020 average home value: $247,551
Livability score: 92
Median household income: $78,692
Unemployment rate: 7.1%
Percentage of people below the poverty line: 10.7%
Fierce criminal offence rate per ane,000 residents: 1.40
Belongings crime rate per 1,000 residents: 15.87
Annual cost of living (excluding housing): $20,040.87

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Methodology: In order to find the l best places to purchase a home for under $250,000, GOBankingRates looked at the 100 about populous cities where domicile values in 2022 did not go above $250,000 and had a 2022 average below $250,000 according to Zillow's 2022 information. Once these 100 cities were identified, GOBankingRates looked at the following factors: (ane) median household income every bit sourced from the Usa Census Bureau'due south 2022 American Community Survey; (ii) an overall livability score out of 100 sourced from AreaVibes; (three) violent crime charge per unit per 1,000 residents and (4) property crime rate per ane,000 residents, both sourced from Neighborhood Watch; (5) Metropolitan Statistical Surface area unemployment rate from the Bureau of Labor Statistics' preliminary data for July 2020; (half-dozen) pct of population living below the poverty line sourced from the United States Census Bureau's 2022 American Community Survey; and (vii) an annual cost-of-living expenditures estimate (groceries, healthcare, utilities and transportation), based on the Bureau of Labor Statistics' 2022 Consumer Expenditure Survey and local price-of-living indices sourced from Sperling'due south Best Places. All factors were then scored and combined, with the lower score existence all-time, and then ranked to give the final placements. All data was collected on and up to date every bit of Sept. 17, 2020.

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Source: https://www.gobankingrates.com/investing/real-estate/best-places-buy-home-under-250000/